When It's Raining Cats & Dogs -- or Worse

Here at BWO Ins Group, LLC we pride ourselves in making sure our clients in the greater southeastern Wisconsin area, including Oak Creek, Franklin, Milwaukee, Cudahy, South Milwaukee, Greenfield, Hales Corners, Muskego, Racine, Kenosha, Elkhorn, West Bend and Brown Deer are aware of the benefits of the Personal Umbrella policy. 

An umbrella policy provides additional liability protection in amounts of 1 million, above and beyond the liability insurance included in your Auto, Home, Boat, and Recreational Vehicle policies. 

Many times during the day people stop and wonder if they have enough liability coverage on their car, home, motorcycle, boat, ATV or snowmobile.  Am I secure in the knowledge that if I have an accident or a mishap with my car, motorcycle or boat and it’s my fault, will my automobile, homeowners or recreational vehicle policies protect my interests and assets?

 Let’s say you’re driving your car during a snow storm and you lose control of your automobile, SUV or pick up truck and it slams into a school bus.  No one is severely hurt however all of the 30 children on board are traumatized.  The accident goes to court and you are held responsible for the damages which are awarded in the amount of $20,000 per child which equals $600,000.  Your car insurance policy limits only pay to a maximum of $300,000 but you are responsible for the remaining $300,000, with the extra protection of a Personal Umbrella policy you no longer have to worry.

 As you can see a huge liability lawsuit can strike any family at any time – even your own!  Now is the time to talk to one of the agents here at BWO Insurance Group, LLC for a  quote on a Personal Umbrella policy today!